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Don’t Pay Your Student Loans, Have them Forgiven

Okay so you went to college, had a good time, went to a few parties, studied hard (hopefully) and graduated. So it’s six months later and time to pay back those student loans, but wait wouldn’t it be great if you didn’t have to pay back your student loans? I know what you are thinking, YES!!!!

The Federal Government has put together several programs that will allow your students loans to be forgiven. That means for certain people employed in certain occupations you will not have to repay your student loans. So pay attention I might just make your day and trust me the list is longer than you may think.

Here are some of the professions that qualify:

o Full-time teachers employed in public or nonprofit elementary or secondary

schools in districts eligible for ESEA Title I-A funding, where the percentage of children from low-income families enrolled in the school exceeds 30% of total enrollment

o Full-time Head Start staff

o Full-time special education teachers in public or nonprofit elementary or secondary schools (including teachers of infants and toddlers) or qualified professional providers of early intervention services under the Individuals with Disabilities Education Act (IDEA)

o Members of the Armed Forces for service in an area of hostilities

o Volunteer service under the Peace Corps Act or the Domestic Volunteer Service Act of 1973

o Full-time law enforcement or corrections officers (including prosecuting attorneys, but not public defenders), for service in local, state or federal law enforcement or corrections agencies

So really I know it’s good to give back to the community but now if you are employed in any of the above professions you get an extra incentive. You can have anywhere from $5,000 or up to 100% of your student loans forgiven, it really depends on your profession and how long you have been employed.

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