What is Temporary Motorcycle Insurance? Sometimes insurance policies can be really expensive and when you already have to pay regular insurance for your car it could be quite a burden to have to pay insurance again for another vehicle like a motorcycle which you may not even use every day of your life. You might be in the situation where you are about to give or completely sell your motorcycle to someone else or you might be the one borrowing someone’s motorcycle for a quick trip. For these situations you do not need to get a full yearly insurance plan; you can get temporary motorcycle insurance.
You could get motorcycle insurance to last just for a day or for a week. It really depends on your needs. The important thing is that you have insurance even if only for a short while. You might be out just for a quick trip and suddenly you’ll find yourself in the worst of accidents. Without temporary motorcycle insurance you’ll be paying a lot of money upfront, not to mention the fine you’ll have with the traffic ticket the police will bill you on. There are a lot of different temporary insurances. Take a look at the following examples below:
Daily Motorcycle Insurance; this is perfect if you are only going to be out for a single day. Say you need to borrow your friend’s motorcycle and you aren’t included in any third-part insurance plan or if you haven’t got one yourself. All you need to do is get online, fill the forms and pay through credit or debit and then print out the insurance papers yourself. This is also perfect when you have just purchased a brand new motorcycle and you know that the ride from the person you bought from back to your house is a bit far and prone to accidents. You can never be too sure and a quick, one day insurance plan is perfect.
Weekly Motorcycle Insurance; this kind of temporary motorcycle insurance is the best bet if you are going to go somewhere for vacation or if you have errands out of the state you live in. A lot of people do not get insurance for their bikes until they need to but the problem is that it can be really costly; one week insurance plans is affordable and will be able to cover your safety and the costs for accidents no matter where you go. These are a bit more flexible than the weekly plans and are a bit less expensive since you will be out for a longer period of time.
Racing Insurance; separate from the one day insurance plan, this sort of temporary insurance is specifically designed for those who will be on a bike out racing on the tracks. Racing is definitely dangerous and there are so many ways how a person could get seriously hurt and the bike could get completely ruined within the span of a single race. A racing insurance is available for those who want to get full coverage for a single day speeding on the race tracks.
How to Get This Insurance – All you need to do is log on online to the different insurance companies that offer temporary motorcycle insurance. The most common requirements that they’ll ask of you is your driver’s license information and basic contact information. There will be a quick verification process and then you can pay online using a debit or credit card. Afterwards all you need to do is print out the page they email you and that will serve as your proof of insurance in case you ever get into an accident. It is that easy and that quick to get insurance for a short period of time. Why risk your life and savings when all it takes is no more than fifteen minutes in front of a computer to print out an insurance plan to cover you for the day?
Temporary motorcycle insurance is the best viable option when you know you aren’t going to be using your bike for a very long time. Whether you just bought it or you plan to sell it, a temporary plan for a single day or a week’s time is enough to ensure your safety. It is better to be safe than sorry and now you have the option to get it for a shorter period of time for a much lesser cost.