A motorbike is much more than just a means of getting around the town. It is, in truth, a metaphor for the whole concept of freedom for many men and women. It is not that a four-wheeler like a car or Jeep cannot provide the ability of driving away to a person, it is the fact that a motorbike keeps its rider much closer to the surroundings that are speeding by. This makes the whole experience of getting away, speeding, the wind in the hair etc. much more real than with any other type of transportation. Such moments spent with a motorbike can lead to a very deep and underlying bond between the rider and the motorbike.
As a result of this inherent bond between a biker and his motorbike, most motorbikes are pampered and highly valued machines. This is exactly why most bikers would advise you to keep your motorbike insured against dangers of any kind on and off the road. Hence, if you are looking for a motorbike policy for your brand new Suzuki and wish to buy only the best in the market, then you need to understand the most basic features that a motorbike policy should provide. The reason for this is that up until you have a general idea of what is the bare minimum of a motorbike policy, you would not be able to recognise the policy that is giving you more. The following are some basic features that a motorbike policy would usually contain.
Accidents are the biggest enemy of a motorbike and its rider because a serious accident can ruin a motorbike for life. However, if appropriate repairs are done in time then there is no reason why a motorbike cannot get through such a rough patch. Most motorbike policies should provide appropriate accident cover for the motorcycle to be safe and secure.
2. Natural calamities:
Some motorbike policies even provide protection against the motorbike getting damaged due to some major natural calamity such as a storm, earthquake, floods, landslides etc. Losing a cherished companion because of chance and fate is something that can be very hard to swallow for a rider, which is why this kind of insurance coverage is important.
In addition to accidents, another thing that most motorbikes are especially susceptible to is thieves. Theft is a very common problem related to motorbikes all over the world because of the ease with which a motorbike can be stolen. Hence, such coverage is also a major boon for a bike owner.
4. Third party liability:
This aspect of a Suzuki motorbike insurance policy protects the motorbike owner against the financial implications of some person or someone else’s property getting damaged due to the fault of the bike rider. Having a Suzuki motorbike insurance policy with this kind of coverage is, in fact, mandatory by the government of the UK, as per the Road Traffic Act that was implemented in 1988.