Insurance

Preparing For Wildfires

The spreading of fire from one tree to another happens in almost no time when the forest is thick. Taking some of these precautions will keep you and your family safer, as well as your home, before the evacuation crews order you to leave:

The spreading of fire from one tree to another happens in almost no time when the forest is thick. Taking some of these precautions will keep you and your family safer, as well as your home, before the evacuation crews order you to leave:

Getaway bag: When evacuation is necessary, the time is short, so have some essential items in a duffel bag placed near your main entrance. This will also make any temporarily away family members feel better, since you can protect their most valued items. Copies of your important documents, and life saving prescription drugs should be included in your bag. Some optional but important things would be your electronic items and toiletries.

Important Data: Back up your data on an external hard drive automatically, so that if you need to leave in a hurry, you can just grab the drive, and have more time to get other irreplaceable items.

Look up, look way up: If you have overhead power lines on your property, make sure they are clear of vegetation and well away from the nearest tree. Fires can bring down trees, but a wind storm can do the same thing.

Protection zone: A general rule of thumb is to clear any trees, vegetation that could catch fire, or other debris away from your home at a distance of 10 metres.

Prevention is best: People who are not careful are the cause of half of the wild fires each year. Whether it’s a campfire that isn’t completely out, or a controlled burn that gets out of control or a cigarette thrown from a window, a single spark can trigger a massive disaster.

Don’t build camp fires when the weather’s been dry, and never smoke in fire hazard areas. Never discard of a burning cigarette our of your car window. Dry vegetation on the side of the road can catch fire quite quickly from an still burning cigarette butt.

Keep your property clear of excess vegetation. Be certain to choose fireproof building materials when building a home, if you can. Some ways to do this are to install tempered glass windows, a spark arrestor on the chimney, and fire resistant shingles. Not only do these things keep you safer, they will likely end up saving you money on your home insurance.

Have an evacuation plan ready. Go over it with everyone in your household so that they are prepared. Have an emergency kit prepared as well. This should include non-perishable foods and at least a three-day supply of drinking water. Other helpful items include a portable radio, a flashlight, batteries, and a first-aid kit.

You can slow down a fire that is coming your way by having containers like garbage cans filled with water, as well as a pool or hot tub. When evacuation is ordered by an authority, take it seriously and evacuate right away. To make your home more simple to recognize, use address numbers that are fireproof. Your home will be determined faster by firefighters this way.

And of course, call 911 if you see any sign of a wildfire.

Go over your home insurance coverage to be sure that you are fully protected. A wildfire could strike at any time, so be sure that your home insurance is adequate, so that if a tragedy occurs and your home is lost, you can have it rebuilt without losing everything.

We invite you to visit www.squareoneinsurance.ca or see for the fastest and easiest online quotes.