Planning for the unexpected when you are traveling abroad is important. Whether insuring an airline flight or vacation package, most travelers think they have taken care of everything. But have they considered how to protect their family from injury or illness?
The average health insurance plan from a traveler’s home country may not cover the same health problems that can occur when traveling overseas. The insurance professionals at IMG offer a travel insurance package, the Patriot America travel insurance plan, which guarantees medical coverage for individuals and their families when traveling overseas.
It is impossible to predict a health emergency or illness, but with the right insurance plan, all travelers can be protected. Whether one is traveling for a short vacation or working overseas for a long period of time, plans like the Patriot travel insurance plans offer peace of mind and value.
The Patriot travel insurance plans offer coverage for several types of medical services and treatments, including emergency room and doctor visits and hospital stays. The plans also cover injuries to the teeth caused by accidents.
Travel insurance plans like the Patriot health insurance plan also offer additional coverage outside of standard medical care. Assistance with identity theft, lost luggage and trip interruption coverage is offered in addition to protection against injury caused by sports activities, recreation, and terrorism.
To be eligible for Patriot Travel Medical Insurance, applicants must be U.S. citizens traveling outside of the United States or non-U.S. citizens traveling outside of their home country. For additional payments, children and spouses can be added for coverage.
During a trip abroad, any claims for procedures, hospital stays, or surgery must be pre-certified by the plan to determine medical necessity. Coverage requirements and eligibility are provided in detail upon purchase of the Patriot American insurance plan.
When traveling abroad, plans like the Patriot travel insurance plan provide coverage against unforeseen injury and illness. With travel medical insurance, travelers and their families are protected against the unexpected at an affordable rate.
Ray Sondeo often writes about Visitor insurance.
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